YorkieTalk.com Forums - Yorkshire Terrier Community - View Single Post - Unauthorized withdrawals from my checking account. What can I do?

Fatalivy · 08-27-2010, 10:32 AM

I had a situation a few months ago where someone used my debit card number in another state. guess what, I had my debit card, so someone just stole the number. well, my bank (loss prevention) called me to verify that I had made those charges because they felt it was unusual that i would have made purchase in a state i don't normally do it in. and such a large amount of money. i had not been online that day to see the charges, so i was totally unaware. i told them it was not me that went on a shopping spree and i did not authorize those charges and they returned the money that very same day. every bank is different, but i do not understand how they can hold you liable for something you didn't authorize or make you wait 90 days while it's being investigated. isn't that why banks are insured?

08-27-2010, 10:32 AM	#8
Fatalivy YT Addict Join Date: Jul 2010 Location: USA Posts: 414	I had a situation a few months ago where someone used my debit card number in another state. guess what, I had my debit card, so someone just stole the number. well, my bank (loss prevention) called me to verify that I had made those charges because they felt it was unusual that i would have made purchase in a state i don't normally do it in. and such a large amount of money. i had not been online that day to see the charges, so i was totally unaware. i told them it was not me that went on a shopping spree and i did not authorize those charges and they returned the money that very same day. every bank is different, but i do not understand how they can hold you liable for something you didn't authorize or make you wait 90 days while it's being investigated. isn't that why banks are insured? Last edited by Fatalivy; 08-27-2010 at 10:33 AM.