I have nothing to add, because it seems like it's all been said already.
To the OP, please keep in mind that breeding is a VERY complex venture, not just deciding what to charge for stud service. I think that you are making the best decision at this time to not breed your male. (Especially with this lady because she seems really clueless.)
If it's something that you are considering in the future, then start researching NOW and find an experienced mentor to work with.
Welcome to YT!