Quote:
Originally Posted by Mardelin  I've been reimbursed. But it appears they have a vet staff on duty that reviews every claim that is not the usual wellness check, spay/nueter, teeth. So, what they seem to do is invoke their own diagnosis, deny the clam and send you back a letter as to why. At that point you have to go back to your vet....and your vet has compose a letter provide all testing, x-rays, etc along with a letter repudiating their (insurance) own diagnosis. Now, I've always won, but it's a pain in the butt.....and takes several weeks.
Now, I understand that some aren't as disciplined in setting aside that money, so insurance would be the better way to go, that and having a whole seperate credit card set aside to cover the upfront costs. |
wow that is a total pain - these insurance companies kill me - been having probs with human ones lately as seems all insurances changed alot last year and this year even more they said.
I ended up getting the
CareCredit Healthcare Finance - Payment Plans and Financing for Cosmetic Surgery, Dental, Vision, Hearing, Veterinary & Other Medical Procedures one to float the money longer but i guess not everyone can get that one but i would encourage everyone to try although some vets and specialists do not allow it which is a bummer. The reason they do not is because i found out the vet has to pay the interest for the year or so you do not pay the interest so they do not want to do this for their clients. So far only the dog dentist will accept it - one vet did but he was the one that messed up my dd on that metacam steroid combo so will never go back to him
but he charges outragious prices probably to cover the interest lolll