Quote:
Originally Posted by Manu  my yorkie manu fell out of the bed a couple weeks ago am so happy nothing happen to him.
I WISH YOU THE BEST!
I WAS THINKING THAT IT WILL BE A GOOD IDEA GETTING PET INSURANCE, SINCE THERE SO SMALL AND ANY ACCIDENT CAN HAPPEN! |
Be thankful
your little one is ok - they are so fragile. I actually do have Pet Insurance through PetFirst but I am not sure if Riley's surgery will be covered or not as the accident happend the day after I had enrolled for insurance. I have had insurance on Coco for over a year now and should have gotten insurance on Riley earlier and I am kicking myself for not doing so... it would have saved me a great deal of money. The turn around time for claim processing and receiving a check in the mail is about 3 weeks, but they pay for up to $250 of routine care annually along with accident and illness being covered at around 90% I believe with a $50 deductable per incident or claim. Example: Routine care (shots, etc...)=$250 - $50 ded = $200 and then they will cover 90% of $ 200. I haven't really had to file any claims except for Coco's shot's so I am not sure how this one will play out or if they will cover it at all...I have the premium plan so for Coco it was $40 a month but with Riley added on it will now be $60 a month for the two dogs together - still worth it if you look at how much you and I forked out for surgery on our dogs. Riley's surgery was $1,200 at the Ortho Spcst. and the vet visit to our normal vet complete with x-rays to diagnose was $280 so right now we are at about $1500 on our little guys injury... uggg... but you have to fix it, you can't let them go in pain and/or be disabled - that would just be horrible. These little dogs give such unconditional love and companionship they become like your child and you do whatever you gotta do to make them right.