[greyacresmom]

I am so sorry that you are going thru this. I went thru a very similar situation when my son had to have a emergency appendectomy.

Not only was the ER Dr. not in our insurance plan, (tho the hospital is the only hospital in town, and was a covered hospital), anyway not only was he not in our plan, he "nicked" my son's bowel. He almost bled out. They had to give him 6 pints of blood. So we were responsible for payment for the TWO surgeries.

Hope you are able to get a better resolution than we were.