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Originally Posted by Wylie's Mom  PetPlan is supposed to be a good one bc they do cover genetic issues (as long as not pre-existing, i.e. already diagnosed when you buy the Ins.).
I don't have ins., but think it can be a really good idea. Dateline (or some show like it) did a show on pet ins. about a year ago and they said the bottom line was --> IF you can afford a 5-10k healthcare crisis for your pet, don't get insurance; IF a 5-10k healthcare crisis would NOT be affordable for your family, get the pet insurance.
And believe me, a 5k crisis is very common...we've spent that on Wylie just this year alone with his Atypical Cushing's diagnosis...and we're still spending...and it's too late for us to get coverage for his disease, of course. |
This is a perfect description of what Pet Insurance is for!! If you do NOT Have a " vet fund" or savings account strickly for your dog , then get pet insurance, I have read so many threads about accidental broken legs, pancreatitis ( where the dog is hospitalized for 4-5 days) ect.. so that being said, if you dont have easy access to thousands of dollars , get pet insurance.. there area alot of plans that have a low monthly premium and could be used just incase of a freak accident.
