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Originally Posted by kjc  I applied for this last week and got it. The rates they advertise are great, but be aware they are Teaser rates... late or miss a payment and the rate goes up to 29%! Which, I decided, even if that happens having the money to save a life is still worth it. I really, really hate Credit Cards. Hopefully I won't need to use it. Heard on the news that somes cards may start charging an inactivity fee ($20/month) and other fees so check things out after the first...duh...tomorrow! |
With Care Credit the terms are different with each vet or doctor that you go to. The facility sets the terms, but Care Credit collects it! Some of them offer interest free for a certain period. You just have to be sure to pay it off before that period ends. Also, with Care Credit, if you have two items charged....then when you make your monthly payment you must call them after that payment goes through if you want a certain amount designated to just one bill. It is confusing until you get used to it. If you don't pay attention, then the one that is interest free for perhaps 3 months might expire and you might think it was paid down when your payments were going to the other one! I hope this makes sense!