[gemy]

I agree wholeheartdly. We use Savings Bonds to help protect us from medical expenses. We looked into (in Canada) the many pet insurance plans and what they didn't cover would astound you. We have 4 fur babies and we save $1500 per year just in case fund. We pay out of pocket for their normal vet expenses. One of the things that opened my eyes last summer was almost as $400 bill for heartworm meds. I t is costly to own multiple pets