[chandracz]

You scared me when I saw the post was from you! I didn't know you had TWO now!!! This is a great post! I have insurance for Bailey (which I got when he was a puppy) right after I almost lost him and a huge vet bill. AND I have a separate credit card JUST for Bailey for emergencies. I won't let anything come in the way of my little baby!!!

Originally Posted by shell820810

I read on one of the other threads about poor Molly, that was turned away from the vet because her owner couldnt pay, and had to die in pain.

It broke my heart.

My hubby and I are both working, so are comfortable financially, for now. However, I have just taken out insurance for my two. It just gives me peace of mind.

Between Tobys xrays and op for Legg Perthes, and Maisies virus, both of which happened before I insured them, I am out about £1000 this month. It doesnt bother me in the slightest, and I know if Maisie hadnt gotten immediate veterinary attention, she wouldnt be here now.

I think as animal owners, we have a responsibility to them beyond the initial purchase price. I couldnt cope with the guilt if one of my two had to suffer because I couldnt pay.

If you cant afford insurance, try to give up something each month that you treat yourself to and put a little aside for those emergencies (which hopefully never crop up).

I know that there are a lot of people in a financial situation that they never would've imagined being in, and I am sure in hindsight, an emergency fund would be a godsend.

Hope I havent offended, but that other thread just broke my heart.