I completely agree - you HAVE to have money aside for emergencies.
In my case, I am great friends with out Vet, who lives about a mile down the road. I can go over to her house any time I need to for help, even the middle of the night. And, she lets me "charge" things and pay later. I know I am one of the lucky ones, but having a relationship with a vet is important.
If you don't take your babies in for regular check-ups, then the vet won't know you. If you visit your vet regularly, I can't imagine that, in a crisis, a decent vet wouldn't help. |