I have 3 children ages 18, 16, and 14. I also have my 2 yorkies and a cat. I have thought often about what I wanted in the event I passed. Both of my parents are deceased and I am divorced from the children's father and remarried. My current husband is great, but I would not leave my children in his care in the event of my death for various reasons. Not that he is bad in any way, but I want a woman to raise my daughters. (long story)
I choose to carry very large life insurance policies and have a will even though I'm only 39 years old. My will also provides for my dogs and cat. My 18 year old daughter will be given a very large sum to care for the dogs and cat, including providing a home that will allow the pets to live with her. (She starts college this summer and will be majoring in pharmacy.) She is extremely responsible and takes care of our pets as well or better than me. LOL
In the event that she is unable to care for them, there is a provision for the pets and money to go to my sister in law.
No one wants to think about death, but after my son was diagnosed with cancer at age 13 I got a big wake up call. I also lost my father and brother to the same type of tumor that my son was diagnosed with.
We are not guaranteed tommorrow. We would not leave our children to whoever wanted them, so why not provide plans for your furchildren also.
I pray that you are not going through this personally and it is just something that you are considering. You have friends here if you need to talk. |