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inabowbina · 11-13-2009, 08:45 PM

i just dumped petplan I had them for three months. I think they are awful. I tried getting as much info as i could before i went with a pet insurance company. And they seemed like the best. I had a 5 month old puppy i just got 4 days before i got the plan. I told them she never seen a vet with me yet because the breeder did all her shots and took her to the vet before i got her. I wanted to get the pet insurance before i took her to the vet to be completely covered makes scene right, well no. They failed to tell me she needed a full vet check with me before i got it or previous vet papers and stuff. She is only 5 months and is healthy and i only had her for 4 days before i got the plan. i didn't use the insurance right away. i didn't need it till 2 months into it. I took her to the vet for the poops paid the vet in full then sent the claim in and they told me they needed previous health papers to finish the claim. I told them nobody told me she needed a vet check before i got her the insurance. She is so young it never crossed my mind that they would want other records of her. They should have told me but didn't . And they would have let me keep paying them every month but because she didn't see a vet before the plan everything i would have sent in would have been considered a pre existing condition. Even if i didn't send anything in for a year. I tried my best getting the best insurance i went with them because of the ratings they had. I asked as many questions as i could before i went with them. But if you don't ask it they wont tell you. They don't tell you anything they were to busy trying to get me to sign up now and sign my other dogs up all they wanted was money. Glad i started with the lowest plan i gave them 46 bucks For nothing! its unfair. Anything i would have sent in would been considered a pre existing condition. i would have took her to a vet before because she is in perfect health but nobody said a thing to me. I really think its a way they make free money from people. I'm just going to put the money i gave them each month aside, plus the deductible you have to pay each year, then you have to consider the percentage you would have to pay on each vet bill. You can do it yourself!! Pet insurance is not like human insurance you have to pay the vet in full then send the claim in and wait for them to approve it ,then wait for them to send you your reimbursement. Who has the money to pay the pet insurance company each month , then pay the vet bill in full every time, then send the claim in, then hopefully wait to get approved then finally maybe get reimbursed. If you can pay the vet bills in full then you can take care of your own pets vet bills. These pet insurance companies just steal from us. They just got 47 free bucks from me for absolutely nothing. Was a pricey lesson. It just makes sense to save on your own.

11-13-2009, 08:45 PM	#9
inabowbina YT Addict Join Date: Dec 2008 Location: illinois Posts: 253 Blog Entries: 3	i just dumped petplan I had them for three months. I think they are awful. I tried getting as much info as i could before i went with a pet insurance company. And they seemed like the best. I had a 5 month old puppy i just got 4 days before i got the plan. I told them she never seen a vet with me yet because the breeder did all her shots and took her to the vet before i got her. I wanted to get the pet insurance before i took her to the vet to be completely covered makes scene right, well no. They failed to tell me she needed a full vet check with me before i got it or previous vet papers and stuff. She is only 5 months and is healthy and i only had her for 4 days before i got the plan. i didn't use the insurance right away. i didn't need it till 2 months into it. I took her to the vet for the poops paid the vet in full then sent the claim in and they told me they needed previous health papers to finish the claim. I told them nobody told me she needed a vet check before i got her the insurance. She is so young it never crossed my mind that they would want other records of her. They should have told me but didn't . And they would have let me keep paying them every month but because she didn't see a vet before the plan everything i would have sent in would have been considered a pre existing condition. Even if i didn't send anything in for a year. I tried my best getting the best insurance i went with them because of the ratings they had. I asked as many questions as i could before i went with them. But if you don't ask it they wont tell you. They don't tell you anything they were to busy trying to get me to sign up now and sign my other dogs up all they wanted was money. Glad i started with the lowest plan i gave them 46 bucks For nothing! its unfair. Anything i would have sent in would been considered a pre existing condition. i would have took her to a vet before because she is in perfect health but nobody said a thing to me. I really think its a way they make free money from people. I'm just going to put the money i gave them each month aside, plus the deductible you have to pay each year, then you have to consider the percentage you would have to pay on each vet bill. You can do it yourself!! Pet insurance is not like human insurance you have to pay the vet in full then send the claim in and wait for them to approve it ,then wait for them to send you your reimbursement. Who has the money to pay the pet insurance company each month , then pay the vet bill in full every time, then send the claim in, then hopefully wait to get approved then finally maybe get reimbursed. If you can pay the vet bills in full then you can take care of your own pets vet bills. These pet insurance companies just steal from us. They just got 47 free bucks from me for absolutely nothing. Was a pricey lesson. It just makes sense to save on your own. Last edited by inabowbina; 11-13-2009 at 08:49 PM.