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Lee B · 10-06-2009, 05:02 AM

I can't say for sure, but I know that most insurances won't cover a known issue at that time insurance is written. IOW, if you would have had insurance on her all along and THEN found out she had CT, it probably would have been covered. But placing insurance now and expecting them to cover it is probably not going to happen.

It's kinda like wrecking your car and then getting full coverage and expecting them to cover the damage that had already happened ...

I would investigate different insurances and see what the waiting period is. You may have to wait anywhere from 6-18 months for a pre-existing condition to be covered, if at all.

Is there any chance that it's just reverse sneezing, or perhaps an allergy that's getting worse at this time of year?

Here's hoping it's something less than CT ... Best wishes to you both.

10-06-2009, 05:02 AM	#6
Lee B YT 500 Club Member Join Date: Dec 2007 Location: Land O' Lakes, FL Posts: 735	I can't say for sure, but I know that most insurances won't cover a known issue at that time insurance is written. IOW, if you would have had insurance on her all along and THEN found out she had CT, it probably would have been covered. But placing insurance now and expecting them to cover it is probably not going to happen. It's kinda like wrecking your car and then getting full coverage and expecting them to cover the damage that had already happened ... I would investigate different insurances and see what the waiting period is. You may have to wait anywhere from 6-18 months for a pre-existing condition to be covered, if at all. Is there any chance that it's just reverse sneezing, or perhaps an allergy that's getting worse at this time of year? Here's hoping it's something less than CT ... Best wishes to you both.