I have VPI on all 3 of mine. I am one who believes in insurance because I have the peace of mind of knowing that I can afford any illness or injuries. I pay about 66.00 a month for all 3. I have gotten my money's worth out of Cali but not the other 2. But that's what insurance is all about. Hoping you don't need it but if you do it sure helps. JMO |