I'm thinking of using a pet insurance as well, I've done some research and Embrace Pet looks like they have pretty good rates! I'll have to compare the coverage to the others but so far, I think they look pretty good. They have a live chat option on their website, so be sure to ask a million questions to the representative first (that's what I'm about to do). I did see that there are reviews here's a site that might help you out some...
Embrace - Pet Insurance
Sometimes this stuff is confusing because you want to do whats right...
