I have VPI on all 3 of mine and have had no problems. They do not cover hereditery conditions like liver shunt and LP or pre existing conditions but they have always paid quickly and pretty good. I have used it a lot on Cali and have gotten probably 2500.00 on her. I have never used it on Roxie and once on Pixie. I just like knowing that I can afford any emergencies that could come up. JMO |