When my mom insured her chi with VPI she had a pre-existiing condition. I believe she had to go a full year with no vet visits pertaining to that.
However, VPI often considers an illness a pre-existing condition from one policy year to the next, even if coverage was continuous; think cancer diagnosis in December, policy renewal in January, and then that cancer being pre-existing.
I chose left VPI for Embrace for that reason. |