We have it, through PetSecure. I am contemplating quitting as the fees just raised about 6 dollars a month. I will wait until Rocky's next blood test (to make sure he is doing OK, had some iffy results earlier) and if all is well I think we will quit. It doesn't cover shots, chec-ups, routine testing ... so it is a lot of money for no value (unless there is an accident or something else horrific).
Plus, it gets more costly as they age, so it is almost better to save money now for any future health problems.
I don't know ...

I can see both ways....