Someone can correct me if I'm wrong, but I think that "Teddy Bear" is kind of like "Teacup" in that it isn't a proper term when referring to a Yorkie. I think though that it refers to the way their face and nose is. A teddy bear face has a shorter nose that gives them a puppy face even when they are older. Sadie in my avatar has a short nose and I think has what people refer to as a teddy bear face. Like I said - I'm no expert so correct me if I'm wrong.