Does anyone out there have VPI pet insurance? I have held a policy with VPI for two years now for my Yorkie. Thankfully, I've only had to use it for routine care. However, my girlfriend also has a policy with VPI and recently did have to use it. Her dog (a lab mix) got into a bottle of prescription medication. She took the dog to the emergency vet clinic. Dog was fine, but the bill was about $2,000. When she submitted the claim to VPI, she only received back $400!!! We were shocked to find out that VPI only reimbursed a mere 20 percent for this incident. It doesn't make the health insurance seem even remotely worthwhile, especially since the premiums are upwards of $30/month.
Has anyone cancelled insurance with VPI for this reason? I'd like to receive any feedback possible regarding VPI and their practices. It seems like a money-making scam to me.
Thanks,
