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Originally Posted by Mybabyboymax  I had the same problem...no credit=me getting denied on EVERY application I tried. What I ended up doing was having my mom add me as a card holder on her account and just made small purchases and paid them off in full. I would say within 6-7 months I was getting preapproved notices and now have 2 cards on my own. It helped me get my credit established  |
Smart girl! Yes that is how people get started, it's takes awhile to build credit!
If you don't build it then how can a lender take a chance on you
