I prefer PayPal except for the seller fee. PayPal is not scam free, but it's in the ball park of credit cards.
Cashier's checks are not scam free. Do an internet search on cashier check scams. When the seller deposits a cashiers check it will typically be credited to the seller's account, however, the seller's bank will not "guarantee" that the money is in the buyer's account, and the deposit may be later debited from the seller's account.
I'm not even comfortable with cash. For example, if someone gave me 20 new hundred dollar bills, I'd be concerned about whether or not they were real or counterfeit.
The breeder I purchased Gus from only took cash only. He had no problem with new hundred dollar bills, and there were a lot of them -- all good BTW. He would not even take American Express Traveler's checks. He firmly told me, "No checks whatsoever."
In addition to the security of cash for the seller, there may be a tax "advantage" for some, i.e., no paper record of income to declare. |