[hviola]

Originally Posted by phfgkl

I don't know about chase, but, citi contacted me a couple mos ago. Said that starting in January, that my interest rate was going up from 9.74% to 21%. Now, I had a choice, I could opt out and continue having the 9.74 until June of 2010 when my card is up for renewal and then lose my card, or keep it and starting January(this month) paying the 21%. She said I hope you're not calling to opt out. I said, I've never been late on a payment, have a great credit rating, and I'm NOT giving you 21% a month, so, yes, I'm opting out. So, I just continue using my card, and then a year from June, I'll say bye bye, and start using another one of my cards. I did tell her, you're going to lose a lot of business doing this..I don't have fool written across my forehead. If I were smart, I would take one of my other cc's that I have 4.99% on until balance is paid off and use it to pay off the citicard

Its not cool what they are doing, but its pretty cool that they are letting you know ahead of time and giving you a choice.