Yes flea preventative and heartworm meds are monthly. I do not use flea meds from Dec - around March. There aren't any here...nor would be a problem in NYC.
I do not have nor would purchase health insurance...but that's just me. Personally if I felt the need to be "safe"...or didn't have the funds available for an expensive medical procedure/visit...I would have one credit card tucked away for that purpose. Use it once or twice a year to keep it active...but basically it's for emgency purposes only.
__________________ Deb, Reese, Reggie, Frazier, Libby, Sidney, & Bodie |