I didn't get pet insurance for Squirt now 12 years old, and never had any medical expenses other than routine exams and shots.
I decided to get pet insurance for Gus, because he didn't seem quite right (frequent urination & excessive thirst). Also, the insurance plan I got covered some of the neutering cost. The insurance, I have, only covers part of the vet bills. I'm hoping to break even this year, i.e., cost of insurance equals amount paid by insurance, but my vet bills have already exceeded what I paid for insurance.
If you can afford insurance, it's a good idea. So, I say Yes. |