I received a flyer for VPI Pet Insurance at the emergency room with Alfie last weekend...(he had a run in with a spider that must have bit him.. he had a swollen nose LOL)

... he is all better now.
But... I have been online looking at all their info... Does anyone have this... or another and what is your suggestions?
Better safe than sorry, but is it worth it really? What's everyone think... I need info...