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Originally Posted by YorkieShadow  Well We have cut back so much in the last three years , I don't know if we can cut back any more. I hurt my back 4 years ago and had to quit my job. we used our savings up in a years time and had to depend on the credit cards more then Id like to say. vet bills and yearly bills as home insurances car Ins and stuff like that . My Hubby gets paid every 2 weeks and he has pretty much had to work more hours to make up for what I wasn't bringing in.
WE live in a double wide on 5 acres I was working at the time and we had hoped planned to someday build a house here
on this land, but after I got hurt there was no way that was going to happen. but we can always dream.this place needs so much work.I dont know if well ever be able to fix every thing. central air is a must. but all summer we only had it on 80 so just enough that we did not get heat stroke.
In the winter its set to 7o.
My Hubby works an hour away from home, so him and my son and another guy all ride together to save on gas.
I try my best to make one trip to town a week to go grocery shopping, pay bills , go to the bank every thing is done the same day.
I have dial up so that's only $21.00 a month
I have never owned a cell phone
I do have a home phone and I don't use long distances unless its an emergency
I do save what coupons I can. But I need to work harder on that.but you cant get coupons unless you buy the news paper or have ink to print them out.( witch cost extra)
we cut back from eating out one day a week to only eating out on a special day like sweetest day or our birthdays.
I cook a big meal a day. we shop at wall mart and save alot.
I don't buy on line no ebay nothing ever. no extra money for that.
On Holidays me & hubby and my adult children all go in on the meals.
this year instead of getting each other we are drawing names and only buying for one.
us and a neighbor share the trash bill.
Hubby go's many hours at work with out eating and only eats before he goes to work and I get onto him for that.
We haven't bought new clothes in years. we get them on the holidays.
living from check to check is very hard. but we do what we have to. and be Thankful for what we do have, even if its not much we have each other. That's what Family's are all about. |
I think it's amazing that you are able to stay positive through all of that.
I probably have a lot less problems with finances right now than some others here and some days I feel hopeless..I don't have kids, and have considered getting a divorce God knows how many times now. My husband put us in such a bad financial position that we had to move in with my parents. So now we have a lot less bills, but his check is being garnished. He does the same as yours, he wont eat all day at work.. He works two jobs now and I feel so guilty sometimes because I'm not working, I'm still going to school full time.