[wemple2]

This is a very informative thread...I've learned a lot...and hopefully, I will save a lot. I was never one for wasteful spending, but it's getting to where a person can barely afford the essentials. The almighty dollar doesn't go as far as it used to. But I refuse to buy anything on credit at this point in time. I remember my dad always said if you don't have the cash to buy it...you don't need it. He never had a credit card is all his 81years...I want to be just like my dad!!!