Yes we both have a right to different opinions and it is very clear ours differ greatly. I for one find it in very poor taste to place any money next to a puppy even if as you say it is to show size. There are so many other items that can be placed next to a puppy to show size other then money of any kind.
As for the standard to the breed for yorkies perhaps you should go read the akc standard to the breed. I have to tell you I know several reputable breeders who will agree with me on this fact. I am glad you love them as you say you do but why not breed to improve the standard?? Here's the link:
American Kennel Club - Yorkshire Terrier