Hi, my hubby and I joined Direct Buy under another name about 18 yrs ago. At that time we were invited to a seminar on the club. We were very pressured into the "buying expierience". We did join and at that time the membership fee was over $1000.00 and a membership renewal fee of about $100.00 per year. We had not had our home too long at the time and we did purchase thru them a master bedroom wall unit set, a oak chest, a curio cabinet, and problely a few small items. After that we did not make any further purchases and for many years did not go there and always paid that yearly membership. Oh I believe we did save some money on our purchases that we did make but because that is all we purchased I doubt it if we saved much more than the membership price cost us. I finally did not send the renewal fee and we cancelled membership. We have not regretted it. I think the club is great if you have a new home or into buying all new things for a home but if you don't have any intention of constantly making big purchases than it is not really worth it. For us after buying our home the twin girls came and then our son and thus we had no money for "big purchase items" anymore. We have never wanted for anything and have everything we need so I guess for you you have to really know you have lots of purchases you need to make over a period of time to save enough to cover the membership fee which I am sure is a lot more money now a days. Good Luck!