I tried PayPal and they just couldn't quite grasp the concept that two individuals can actually "share" a joint checking account!!
My Patrick already had an account with them and they kept giving me an error message that the account was already being used! I began to feel like a criminal
... just cancelled out of that thing .... soooo decided to rely on "Pony Express" and mailed mine!!! Mail service in Colorado is the pits!!!
I agree, Harginger, this site is the greatest ... most "free" information I have ever gotten!!