I don't get it. I mean the financial aid thing. I fill out a FAFSA. I get rejected bc I make too much money (even though i have a mortgage) and then a couple weeks later I get a letter from MY SCHOOL (a state college in MA) that says they gave me $XXX amount and if I register then use it to pay. I got $12,500 this year. Im going to need about $6,000 and that includes books. If I accept more than the cost of classes I can use it for books. I don't know how other states work, but this is how it works for me. Are you going to a state school? Could you take classes there and fill out a fafsa instead? I know fafsa is a pain in the butt, but usually the school never denies anyone who wants an education. Ive also had hard times in the past where I had to defer my loan payments or make smaller payments and I just paid the interest only for awhile so it did not accrue. Could you do that? I just don't get why banks and loan companies are soooo cracking down on student loans. There was an article on msn.com about this the other day. I didnt read it but I bet you can find out why this is happening and see what other options you have. I think Bank of American offers student loans also. So does Wells Fargo and other national banks. Good Luck!!
