Holy cow - $546 for giardia treatment?? I paid $40 for the visit and $17 for the medicine...I will admit the visits and vaccinations get pricey even for a healthy puppy. However, I haven't heard of anyone 100% happy with their pet insurance. My aunt has an airedale that had to have knee surgery - they covered a small portion of the first surgery but when a second surgery was needed, they wouldn't cover any part of it. I think she has VPI...
You really have to read the fine print on those policies as well - I know some companies won't cover breed related illneses