All insurance policies are different...ours is a good insurance...pays a lot, but we have to pay for some visits all up front...like all, dental & vision..we have to pay the whole bill at the time of our appt. Then, we get reimbursed...we have a great insurance lady w/ our turn over time being less then a week to get our money back.
Other visits, we just pay our $20 copay (doctors, dermatologist, etc)....and nothing else.
Medicines are $4-$20 (depending on if they are generic or name brand medicines).
When I went for a CAT-scan awhile back....I had to pay a bill from my doctor, the hospital and THEN the tech who did the scan!!! I could NOT believe that! It seems they charge you for everything and everyone who walks buy charges you for seeing them too!
