Quote:
Originally Posted by alisonJ  I hate this about banks:
They process your checks from any given day, not in the check number order, but in the order of largest to smallest. That way, if you are overdrawn, you will bounce more checks and they will be able to charge more fees.
They say they do this so that "your most important expenses will be processed first." Thanks a lot. |
Yup! Wachovia got me on 3 nonsufficient funds charges by doing that w/ my debit card. The thing was I purchased things at two different places w/ my debit card on a Thursday. Then I made my car payment on Friday and the money from paypal didn't go in til after that. But somehow all 3 charges went through at the same time and even though I had money to cover the two I made first, they charged me $100 in overdraft fees.
Once I get the account back in the black and make my next car payment I'm seriously considering closing the account and either doing a cash only system, or moving my acct. to a smaller local bank that actually care about their customers and dont' try to rip them off.