I have VPI for my 3 yorkies and it cost 60.00 a month, It has been well worth it for Cali, Pixie I used it twice when she ate a silca pack and had to go to the er. I think the bill was around 400 and I got reimbursed close to 300. I have it because I do not want to be faced with major bills in case of an accident or illness. They do not cover genetic, hereditary and pre existing conditions and Cali had all 3 so on 7000 in bills we only got back about 2000 I believe, but it helped. Having worked in Insurane for 33 years I would rather have it and not take any chances.JMO |