Once upon a time I was a financial aid counselor for a college!
There is a huge diff between FEDERAL loans and Private loans.
Federals loans will most likely be dismissed if your husband should die because they are federally insured.
If you get a private loan, you will most likely have to pay for the debt if he dies.
I am not sure with private loans, but you may be able to get a federal loan at a locked-in low interest rate.
YOU really need to do your investigation before your husband signs anything.
my loans were sold several times before i paid them off.
If you have any specific questions i will try to help you
