I am an insurance adjuster and actually got a hurricane claim on St. Thomas several years ago! We took about 45 minutes to work the claim and stayed for 4 days!
LOVED it and want to go back someday! It was great and all it cost us was our room and food as the insurance company paid for our airline tickets...hubby is an adjuster too!
We snorkled half a day our last day there and it was wonderful! Here are a few pics of our time there! Hope you have fun...and yeah, lots of pics please!