[Gracie2006]

I pack my lunch for work rather than eating out. I try to only buy products that are on sale. I shop at stores that reward me with cash coupons for the purchases I make. At one store I usually get about $40 in usable coupons every quarter. My biggest savings is switching from my local phone service to Vonage for my home business. I then scaled down my home line to nothing but call forwarding, then forwarded that line to my cell phone. I need the home line for the DSL and my security system With the changes in the phone service, I have saved close to $75/month. I'm just looking for ways that I can consolidate things thereby reducing expenses. It is hard though.