DH and I were so young and so broke. I could go to CLOVER (anyone remember that store?) and they would let me cash a personal check. I figured out that if I cashed the check on Wednesday after 3 it wouldn't clear my bank until Friday when DH got his paycheck deposited. We never, ever could get caught up because we were always behind. We had one credit card. I would make the minimum payment on the CC and then I could charge another $5 or $10. I'd charge cans of tuna fish and mac and cheese, stuff like that. It was horrible, so finally I had to hock my beloved guitar. I never did get my guitar back - but I did buy DH a brand new guitar last month for his birthday.
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