To answer your question, no I have not taken Gigi to the Vet yet. I have Chosen a vet in my area but that just lead me to the next question. What do you all think about pet insurance? More specifically, petinsurnce.com? does anyone use them? If so how does it measure up. Afordability is key for me as I am disbled and on a fixed income therefor, it woul be much eaiser to make a mothly payment.