I have VPI and thye do not cover pre existing, congenital or genetic conditons which unfortunatley 2 of my babies had, but so cover accidents and other illnesses. Cali just ate a latex toy and had 2 visits one to er and one to regular vet. The bills were a little iver 300.00 I got a check from them for 220.00. When Cali was real sick as a puppy her vet bills were over 7000.00 and most were for pre existing hypoglycemia and liver shunt (genetic) but due to other tests and other covered conditions I got back over 1200.00 I can't remember exactly anymore. I haveit for piece of mind with 3 Yorkies if one were to break a leg, get real sick I know I have insurance to help. Mine cost me 66.00 a month for the 3 of them. I know people say just put that money in the bank for emergencies and I know I wouldn't so this works for me. |