you have to do what you feel is best. I dont think you are being unreasonable at all. Max was not neutered at the vet, we used the low cost programs available and I too was nervous but when we got there and I meet the vet and she answered my questions I felt at ease with my decision. He was great when we picked him up, that afternoon he was running and playing (I tried to keep him in his crate) Im sure you will decide what you feel is best