Do you think Chloe is whining because she is afraid she will fall off of the bed? Maybe you need some doggy steps?
Or put her bed on the floor next to you?
My girls usually sleep with us but sometimes they like to sleep in their own bed where I have a night light plugged in for them. (usually hubby is snoring and I wish I could join them

)
I have a big fleece blanket on the end of my bed that the girls curl up on or under depending on the temps that night, is she cold?