I am confused too with what they don't cover and what can become a congential issue. Gave me a headache. I just got carecredit so in case of an emergency I can use that.
I am thinking of just getting the emergency care and not the one that covers routine stuff. The cost of routine care once your done spaying is nothing.
Good luck on what you decide.
__________________  Lulu will always be in my heart  |