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Originally Posted by FL Tink  In Florida we get one free credit report a year. I am not sure about where you live.
You can purchase all three for about 30 bucks online and have instant results.
The report explains why you have the score you do and what you need to do to raise it.
I just happened to be looking at mine and saw capital one had made a mistake on my report and it took about 2 months for everything to resolve and my score to come back up.
Their mistake dropped me 150 points!!!!!!
They wrote a letter on my behalf to all the bureaus telling them it was their mistake and it still took 2 months.
Like someone else said not everyone reports every month...so it could take you longer.
if you have never bought your own report you should buy it online and check at least yearly to make sure no one is using your info (identity theft).
Also knowing you have a good score gives you buying power to negotiate.
My husband manages a car dealership and used to be a finance manager so he has taught me a lot over the years!!
Good luck |
I'm in Louisiana but I thought you could get a free one though?