Janell - you have one of the biggest hearts I know and I HATE that she did this to you - I know it took alot of debating to do this thread but you did the right thing letting people know.
This is partly about the $$ but more about trust and she shattered it with lies. YOU went out of your way to help someone who you thought truly needed it and I'm sorry she made no attempts to appreciate it or pay you back.
I agree with Baby03 - she is the biggest loser here - she has to live with herself and I hope it lays heavy on her mind and she does the right thing. While we don't actually 'know' many people online - a persons reputation is important. She could have been making small payments to you in good faith and it wouldn't have come to this.
On the upside - she's only a handful of people I've seen that have 'issues' with others - some involve money - some involve drama
and lucky for us - there isn't that much on this big site - they've moved on to other places to be JERKS
ps....love you friend ! You've been there for me and I'll never NEVER forget it. Thank you.