23.00 is the Superior Plan, and it is the highest you can go. I have VPI and pay 28.99 with the Superior Plan. They also allow you to have pet care premium coverage, that also covers routine dental work and checkups.. I didn't know about that when I signed up, so I might have to add that. But the price at least for Teddy is around 37.00. You can get a quick quote on the vpi website
www.petinsurance.com/