I love my t-mobile service but I think others have cooler phones.  I'm not much for the MP3 thing.  I bought my daughter a new one this summer with all that and she dropped it in water. It works but she can't remember the password to the memory card so she can't access her music anymore. 

 Defeats the purpose of the MP3 phone.  Sucks too, because I didn't insure it.  T-mobile says they can't reset the password because it's a security password, she's screwed until she remembers it.  They might have considered exchanging it but won't because it was dropped in water.