I'm so confused! I had a checking account at Citibank and i had checking plus where i could borrow $500. Well since that was like my first card stupid me did borrow $500 and went over by $200 so in total i owed $700. So like a month has passed and i haven't paid that $700 cause i had no way of paying, i had no cash, everything i had was on paypal, and i couldn't make payments online cause it said it wasn't available to me for some reason. Well i just called and the guy told me i don't owe anything
I said' what do you mean, i want to know how much i owe, i know i owe something' He said it shows that i owe $0. He said it shows i went overdraft $200 but a deposit was made and it went back to $0. I didn't make a deposit im so confused. So now the account is closed and i don't owe anything. I'm just worried cause if i do owe something i want to pay, i have the money to pay it now. I don't want it to stay under my name that i owe money and have bad credit in the future. Has this happened to anyone before? Also the guy had a very thick accent and i could barely understand him and he seemed like he didn't know what to say so i asked to speak to someone else and that's when he put me on hold and then gave me that explanation. So i just said thank you and bye.